AMP.NATSEM reports

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13 December 2015
AMP.NATSEM 38 – Buy now, pay later: Household debt in Australia

Date Title
13 December 2015 AMP.NATSEM 38 – Australian household debt reaches record highs
13 December 2015 AMP.NATSEM 38 – Buy now, pay later: Household debt in Australia: AMP.NATSEM Report


Debt is a fact of life for most Australian households. Over the last 20 or so years, the debt levels of the everyday Australian household has increased considerably thanks to low interest rates, low unemployment and a strong economy.

But how much have we really taken on board, and who will be the most affected if Australian economic conditions change?

In our latest AMP.NATSEM report, Buy now, pay later, we take a look at whether the increase in household debt is a cause for concern, how our household debt compares internationally, whether we're under debt stress, trends in household debt and the extent of repayments relative to income.